/* =====================================================
   ZENTRA ASSET MANAGEMENT - STYLES V2
   Navy & Gold Color Scheme
   ===================================================== */

/* =====================================================
   CSS RESET & BASE STYLES
   ===================================================== */

*,
*::before,
*::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    /* Brand Colors */
    --color-navy-dark: #0A1628;
    --color-navy-mid: #1A2A40;
    --color-gold: #C4A052;
    --color-gold-light: #D4B872;
    --color-gold-dark: #A88A42;
    --color-cream: #F8F6F0;
    --color-gray-text: #6B7280;

    /* Extended Palette */
    --color-white: #ffffff;
    --color-cream-dark: #EDE9E0;
    --color-navy-light: #2A3A50;
    --color-gray-300: #9CA3AF;
    --color-gray-400: #6B7280;
    --color-gray-500: #4B5563;
    --color-gray-600: #374151;

    /* Typography */
    --font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    --font-size-xs: 0.75rem;
    --font-size-sm: 0.875rem;
    --font-size-base: 1rem;
    --font-size-lg: 1.125rem;
    --font-size-xl: 1.25rem;
    --font-size-2xl: 1.5rem;
    --font-size-3xl: 1.875rem;
    --font-size-4xl: 2.25rem;
    --font-size-5xl: 3rem;
    --font-size-6xl: 3.75rem;

    /* Spacing */
    --spacing-1: 0.25rem;
    --spacing-2: 0.5rem;
    --spacing-3: 0.75rem;
    --spacing-4: 1rem;
    --spacing-5: 1.25rem;
    --spacing-6: 1.5rem;
    --spacing-8: 2rem;
    --spacing-10: 2.5rem;
    --spacing-12: 3rem;
    --spacing-16: 4rem;
    --spacing-20: 5rem;
    --spacing-24: 6rem;
    --spacing-32: 8rem;

    /* Layout */
    --max-width: 1280px;
    --header-height: 80px;

    /* Transitions */
    --transition-fast: 150ms ease;
    --transition-base: 300ms ease;
    --transition-slow: 500ms ease;

    /* Shadows */
    --shadow-sm: 0 1px 2px 0 rgb(10 22 40 / 0.05);
    --shadow-base: 0 1px 3px 0 rgb(10 22 40 / 0.1), 0 1px 2px -1px rgb(10 22 40 / 0.1);
    --shadow-md: 0 4px 6px -1px rgb(10 22 40 / 0.1), 0 2px 4px -2px rgb(10 22 40 / 0.1);
    --shadow-lg: 0 10px 15px -3px rgb(10 22 40 / 0.1), 0 4px 6px -4px rgb(10 22 40 / 0.1);
    --shadow-xl: 0 20px 25px -5px rgb(10 22 40 / 0.1), 0 8px 10px -6px rgb(10 22 40 / 0.1);
}

html {
    font-size: 16px;
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

body {
    font-family: var(--font-family);
    font-size: var(--font-size-base);
    font-weight: 400;
    line-height: 1.6;
    color: var(--color-navy-dark);
    background-color: var(--color-cream);
}

a {
    color: inherit;
    text-decoration: none;
    transition: color var(--transition-fast);
}

a:focus-visible {
    outline: 2px solid var(--color-gold);
    outline-offset: 2px;
}

button {
    font-family: inherit;
    cursor: pointer;
    border: none;
    background: none;
}

button:focus-visible {
    outline: 2px solid var(--color-gold);
    outline-offset: 2px;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

ul, ol {
    list-style: none;
}

address {
    font-style: normal;
}

/* =====================================================
   UTILITY CLASSES
   ===================================================== */

.container {
    width: 100%;
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 var(--spacing-6);
}

@media (min-width: 768px) {
    .container {
        padding: 0 var(--spacing-8);
    }
}

/* =====================================================
   BUTTONS
   ===================================================== */

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: var(--spacing-4) var(--spacing-8);
    font-size: var(--font-size-sm);
    font-weight: 500;
    letter-spacing: 0.025em;
    text-transform: uppercase;
    border-radius: 0;
    transition: all var(--transition-base);
}

.btn-primary {
    background-color: var(--color-gold);
    color: var(--color-navy-dark);
    border: 2px solid var(--color-gold);
}

.btn-primary:hover {
    background-color: var(--color-gold-dark);
    border-color: var(--color-gold-dark);
}

.btn-secondary {
    background-color: transparent;
    color: var(--color-navy-dark);
    border: 2px solid var(--color-navy-dark);
}

.btn-secondary:hover {
    background-color: var(--color-navy-dark);
    color: var(--color-cream);
}

.btn-full {
    width: 100%;
}

/* =====================================================
   HEADER
   ===================================================== */

.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background-color: var(--color-navy-dark);
    height: var(--header-height);
    transition: all var(--transition-base);
}

.header.scrolled {
    box-shadow: var(--shadow-lg);
}

.header-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 100%;
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 var(--spacing-6);
}

@media (min-width: 768px) {
    .header-container {
        padding: 0 var(--spacing-8);
    }
}

/* Logo */
.logo {
    display: flex;
    align-items: center;
    line-height: 1;
}

.logo-text {
    font-size: var(--font-size-xl);
    font-weight: 700;
    letter-spacing: 0.05em;
    color: var(--color-cream);
}

.logo-dot {
    color: var(--color-gold);
}

.logo-img {
    height: 50px;
    width: auto;
}

/* Navigation */
.nav {
    display: none;
}

@media (min-width: 1024px) {
    .nav {
        display: block;
    }
}

.nav-list {
    display: flex;
    align-items: center;
    gap: var(--spacing-8);
}

.nav-link {
    font-size: var(--font-size-sm);
    font-weight: 400;
    color: var(--color-gray-300);
    letter-spacing: 0.025em;
    transition: color var(--transition-fast);
}

.nav-link:hover {
    color: var(--color-gold);
}

.nav-login {
    padding: var(--spacing-2) var(--spacing-4);
    border: 1px solid var(--color-gold);
    color: var(--color-gold);
}

.nav-login:hover {
    background-color: var(--color-gold);
    color: var(--color-navy-dark);
    border-color: var(--color-gold);
}

/* Mobile Toggle */
.mobile-toggle {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    padding: 0;
}

@media (min-width: 1024px) {
    .mobile-toggle {
        display: none;
    }
}

.hamburger {
    position: relative;
    width: 24px;
    height: 2px;
    background-color: var(--color-cream);
    transition: background-color var(--transition-fast);
}

.hamburger::before,
.hamburger::after {
    content: '';
    position: absolute;
    left: 0;
    width: 24px;
    height: 2px;
    background-color: var(--color-cream);
    transition: transform var(--transition-base);
}

.hamburger::before {
    top: -8px;
}

.hamburger::after {
    bottom: -8px;
}

.mobile-toggle.active .hamburger {
    background-color: transparent;
}

.mobile-toggle.active .hamburger::before {
    transform: translateY(8px) rotate(45deg);
}

.mobile-toggle.active .hamburger::after {
    transform: translateY(-8px) rotate(-45deg);
}

/* Mobile Navigation */
.nav.mobile-open {
    display: block;
    position: fixed;
    top: var(--header-height);
    left: 0;
    right: 0;
    bottom: 0;
    background-color: var(--color-navy-dark);
    padding: var(--spacing-8);
    overflow-y: auto;
}

.nav.mobile-open .nav-list {
    flex-direction: column;
    align-items: flex-start;
    gap: var(--spacing-6);
}

.nav.mobile-open .nav-link {
    font-size: var(--font-size-lg);
}

/* =====================================================
   HERO SECTION
   ===================================================== */

.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    background-color: var(--color-navy-dark);
    padding: calc(var(--header-height) + var(--spacing-16)) var(--spacing-6) var(--spacing-16);
    overflow: hidden;
}

.hero-container {
    max-width: 900px;
    text-align: center;
    padding: 0 var(--spacing-4);
    width: 100%;
}

.hero-title {
    font-size: var(--font-size-3xl);
    font-weight: 300;
    line-height: 1.2;
    color: var(--color-cream);
    margin-bottom: var(--spacing-8);
    letter-spacing: -0.02em;
}

.hero-title-line {
    display: inline-block;
    white-space: nowrap;
    max-width: 100%;
    font-size: clamp(1.25rem, 7.2vw, var(--font-size-6xl));
}

@media (max-width: 480px) {
    .hero-title-line {
        white-space: normal;
        font-size: clamp(1.5rem, 8vw, 2.5rem);
    }
    .hero-subtitle {
        font-size: var(--font-size-base) !important;
        padding: 0 var(--spacing-2);
    }
}

@media (min-width: 768px) {
    .hero-title {
        font-size: var(--font-size-5xl);
    }
}

@media (min-width: 1024px) {
    .hero-title {
        font-size: var(--font-size-6xl);
    }
}

.hero-subtitle {
    font-size: var(--font-size-lg);
    font-weight: 300;
    line-height: 1.7;
    color: var(--color-gray-300);
    margin-bottom: var(--spacing-12);
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

@media (min-width: 768px) {
    .hero-subtitle {
        font-size: var(--font-size-xl);
    }
}

.hero .btn-primary {
    background-color: var(--color-gold);
    color: var(--color-navy-dark);
    border-color: var(--color-gold);
}

.hero .btn-primary:hover {
    background-color: transparent;
    color: var(--color-gold);
}

.hero-scroll {
    position: absolute;
    bottom: var(--spacing-12);
    left: 50%;
    transform: translateX(-50%);
}

.scroll-indicator {
    display: block;
    width: 24px;
    height: 40px;
    border: 2px solid var(--color-navy-light);
    border-radius: 12px;
    position: relative;
}

.scroll-indicator::after {
    content: '';
    position: absolute;
    top: 8px;
    left: 50%;
    transform: translateX(-50%);
    width: 4px;
    height: 8px;
    background-color: var(--color-gold);
    border-radius: 2px;
    animation: scroll-bounce 2s infinite;
}

@keyframes scroll-bounce {
    0%, 100% {
        transform: translateX(-50%) translateY(0);
        opacity: 1;
    }
    50% {
        transform: translateX(-50%) translateY(10px);
        opacity: 0.3;
    }
}

/* =====================================================
   SECTIONS
   ===================================================== */

.section {
    padding: var(--spacing-20) 0;
}

@media (min-width: 768px) {
    .section {
        padding: var(--spacing-32) 0;
    }
}

.section-light {
    background-color: var(--color-cream);
}

.section-dark {
    background-color: var(--color-navy-dark);
    color: var(--color-cream);
}

.section-header {
    text-align: center;
    margin-bottom: var(--spacing-16);
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

.section-title {
    font-size: var(--font-size-3xl);
    font-weight: 300;
    letter-spacing: -0.02em;
    margin-bottom: var(--spacing-6);
}

@media (min-width: 768px) {
    .section-title {
        font-size: var(--font-size-4xl);
    }
}

.section-lead {
    font-size: var(--font-size-lg);
    font-weight: 300;
    line-height: 1.7;
    color: var(--color-gray-text);
}

.section-dark .section-lead {
    color: var(--color-gray-300);
}

/* =====================================================
   WHY ZENTRA - PILLARS
   ===================================================== */

.pillars-grid {
    display: grid;
    gap: var(--spacing-8);
    margin-bottom: var(--spacing-16);
}

@media (min-width: 768px) {
    .pillars-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: var(--spacing-12);
    }
}

@media (min-width: 1024px) {
    .pillars-grid {
        grid-template-columns: repeat(4, 1fr);
    }
}

.pillar {
    text-align: center;
    padding: var(--spacing-8);
}

.pillar-icon {
    width: 48px;
    height: 48px;
    margin: 0 auto var(--spacing-6);
    color: var(--color-gold);
}

.pillar-icon svg {
    width: 100%;
    height: 100%;
}

.pillar-title {
    font-size: var(--font-size-lg);
    font-weight: 600;
    margin-bottom: var(--spacing-4);
    color: var(--color-navy-dark);
}

.pillar-text {
    font-size: var(--font-size-sm);
    line-height: 1.7;
    color: var(--color-gray-text);
}


/* =====================================================
   INVESTMENT PHILOSOPHY
   ===================================================== */

.philosophy-grid {
    display: grid;
    gap: var(--spacing-12);
}

@media (min-width: 768px) {
    .philosophy-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: var(--spacing-16);
    }
}

.philosophy-item {
    padding: var(--spacing-8);
    border-left: 2px solid var(--color-gold);
    padding-left: var(--spacing-8);
}

.philosophy-number {
    display: block;
    font-size: var(--font-size-sm);
    font-weight: 600;
    color: var(--color-gold);
    margin-bottom: var(--spacing-4);
    letter-spacing: 0.1em;
}

.philosophy-title {
    font-size: var(--font-size-xl);
    font-weight: 500;
    margin-bottom: var(--spacing-4);
}

.philosophy-text {
    font-size: var(--font-size-sm);
    line-height: 1.8;
    color: var(--color-gray-300);
}

/* =====================================================
   STRATEGY (Flagship Single Strategy)
   ===================================================== */

.strategy-eyebrow {
    display: inline-block;
    font-size: var(--font-size-xs);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: var(--color-gold);
    margin-bottom: var(--spacing-4);
    padding: var(--spacing-1) var(--spacing-4);
    border: 1px solid var(--color-gold);
}

.strategy-metrics {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1px;
    background: var(--color-navy-light);
    border: 1px solid var(--color-navy-light);
    max-width: 960px;
    margin: 0 auto;
}

@media (min-width: 768px) {
    .strategy-metrics {
        grid-template-columns: repeat(4, 1fr);
    }
}

@media (max-width: 767px) {
    .strategy-metrics {
        grid-template-columns: repeat(2, 1fr);
    }
}

.strategy-metric {
    background: var(--color-navy-mid);
    padding: var(--spacing-8) var(--spacing-6);
    text-align: center;
    display: flex;
    flex-direction: column;
    gap: var(--spacing-3);
}

.strategy-metric__value {
    font-size: var(--font-size-2xl);
    font-weight: 600;
    color: var(--color-gold);
    letter-spacing: -0.02em;
}

.strategy-metric__label {
    font-size: var(--font-size-xs);
    color: var(--color-gray-300);
    line-height: 1.5;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.strategy-cta-wrap {
    text-align: center;
    margin-top: var(--spacing-12);
}

.strategy-cta {
    margin-top: auto;
}

/* =====================================================
   PROCESS
   ===================================================== */

.process-timeline {
    max-width: 800px;
    margin: 0 auto;
}

.process-step {
    display: flex;
    gap: var(--spacing-6);
    padding-bottom: var(--spacing-12);
    position: relative;
}

.process-step:last-child {
    padding-bottom: 0;
}

.process-step::before {
    content: '';
    position: absolute;
    left: 20px;
    top: 48px;
    bottom: 0;
    width: 1px;
    background-color: var(--color-navy-mid);
}

.process-step:last-child::before {
    display: none;
}

.step-number {
    flex-shrink: 0;
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    background-color: var(--color-gold);
    color: var(--color-navy-dark);
    font-size: var(--font-size-lg);
    font-weight: 600;
}

.step-content {
    flex-grow: 1;
    padding-top: var(--spacing-2);
}

.step-title {
    font-size: var(--font-size-lg);
    font-weight: 500;
    margin-bottom: var(--spacing-3);
}

.step-text {
    font-size: var(--font-size-sm);
    line-height: 1.8;
    color: var(--color-gray-300);
}

/* =====================================================
   GOVERNANCE
   ===================================================== */

.governance-grid {
    display: grid;
    gap: var(--spacing-8);
}

@media (min-width: 768px) {
    .governance-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (min-width: 1024px) {
    .governance-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.governance-item {
    padding: var(--spacing-6);
    background-color: var(--color-white);
    transition: transform var(--transition-base);
    border: 1px solid var(--color-cream-dark);
}

.governance-item:hover {
    transform: translateY(-2px);
}

.governance-icon {
    width: 40px;
    height: 40px;
    margin-bottom: var(--spacing-4);
    color: var(--color-gold);
}

.governance-icon svg {
    width: 100%;
    height: 100%;
}

.governance-title {
    font-size: var(--font-size-base);
    font-weight: 600;
    margin-bottom: var(--spacing-3);
    color: var(--color-navy-dark);
}

.governance-text {
    font-size: var(--font-size-sm);
    line-height: 1.7;
    color: var(--color-gray-text);
}

/* =====================================================
   CLIENTS
   ===================================================== */

.clients-grid {
    display: grid;
    gap: var(--spacing-8);
}

@media (min-width: 768px) {
    .clients-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.client-card {
    background-color: var(--color-navy-mid);
    padding: var(--spacing-8);
    transition: transform var(--transition-base);
}

.client-card:hover {
    transform: translateY(-4px);
}

.client-icon {
    width: 48px;
    height: 48px;
    margin-bottom: var(--spacing-6);
    color: var(--color-gold);
}

.client-icon svg {
    width: 100%;
    height: 100%;
}

.client-title {
    font-size: var(--font-size-lg);
    font-weight: 500;
    margin-bottom: var(--spacing-4);
}

.client-text {
    font-size: var(--font-size-sm);
    line-height: 1.7;
    color: var(--color-gray-300);
    margin-bottom: var(--spacing-6);
}

.client-benefits {
    padding-top: var(--spacing-6);
    border-top: 1px solid var(--color-navy-light);
}

.client-benefits li {
    font-size: var(--font-size-sm);
    color: var(--color-gray-300);
    padding: var(--spacing-2) 0;
    padding-left: var(--spacing-4);
    position: relative;
}

.client-benefits li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 50%;
    transform: translateY(-50%);
    width: 6px;
    height: 1px;
    background-color: var(--color-gold);
}

/* =====================================================
   FAQ
   ===================================================== */

.faq-grid {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: var(--spacing-4);
}

.faq-item {
    border: 1px solid var(--color-cream-dark);
    background-color: var(--color-white);
}

.faq-question {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: var(--spacing-6);
    text-align: left;
    font-size: var(--font-size-base);
    font-weight: 500;
    color: var(--color-navy-dark);
    background: none;
    border: none;
    cursor: pointer;
    transition: background-color var(--transition-fast);
}

.faq-question:hover {
    background-color: var(--color-cream);
}

.faq-question span {
    flex: 1;
    padding-right: var(--spacing-4);
}

.faq-icon {
    width: 20px;
    height: 20px;
    flex-shrink: 0;
    color: var(--color-gold);
    transition: transform var(--transition-base);
}

.faq-item.open .faq-icon {
    transform: rotate(180deg);
}

.faq-answer {
    display: none;
    padding: 0 var(--spacing-6) var(--spacing-6);
}

.faq-item.open .faq-answer {
    display: block;
}

.faq-answer p {
    font-size: var(--font-size-sm);
    line-height: 1.8;
    color: var(--color-gray-text);
}

/* =====================================================
   CONTACT
   ===================================================== */

.contact-simple {
    display: grid;
    gap: var(--spacing-8);
}

@media (min-width: 768px) {
    .contact-simple {
        grid-template-columns: repeat(3, 1fr);
    }
}

.contact-card {
    background-color: var(--color-navy-mid);
    padding: var(--spacing-8);
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.contact-card .contact-icon {
    width: 48px;
    height: 48px;
    margin-bottom: var(--spacing-6);
    color: var(--color-gold);
}

.contact-card .contact-icon svg {
    width: 100%;
    height: 100%;
}

.contact-card h3 {
    font-size: var(--font-size-lg);
    font-weight: 500;
    margin-bottom: var(--spacing-3);
    color: var(--color-cream);
}

.contact-card p {
    font-size: var(--font-size-sm);
    color: var(--color-gray-300);
    margin-bottom: var(--spacing-6);
    line-height: 1.6;
}

.contact-email {
    font-size: var(--font-size-base);
    font-weight: 500;
    color: var(--color-gold);
    text-decoration: underline;
    text-underline-offset: 4px;
    transition: color var(--transition-fast);
}

.contact-email:hover {
    color: var(--color-gold-light);
}

.contact-location {
    font-size: var(--font-size-base);
    font-weight: 500;
    color: var(--color-cream);
}

.contact-cta {
    margin-top: auto;
}

.section-dark .btn-primary {
    background-color: var(--color-gold);
    color: var(--color-navy-dark);
    border-color: var(--color-gold);
}

.section-dark .btn-primary:hover {
    background-color: transparent;
    color: var(--color-gold);
}

/* Gold outline secondary button for dark/CTA sections */
.btn-secondary--gold {
    border-color: var(--color-gold);
    color: var(--color-gold);
}

.btn-secondary--gold:hover {
    background-color: var(--color-gold);
    color: var(--color-navy-dark);
}

/* Adjacent same-background section spacing */
.section-dark + .section-dark {
    padding-top: 0;
}

.section-light + .section-light {
    padding-top: 0;
}

/* =====================================================
   DISCLAIMER
   ===================================================== */

.disclaimer-section {
    background-color: var(--color-cream-dark);
    padding: var(--spacing-16) 0;
}

.disclaimer-title {
    font-size: var(--font-size-xl);
    font-weight: 600;
    margin-bottom: var(--spacing-8);
    text-align: center;
    color: var(--color-navy-dark);
}

.disclaimer-content {
    max-width: 900px;
    margin: 0 auto;
}

.disclaimer-content p {
    font-size: var(--font-size-sm);
    line-height: 1.8;
    color: var(--color-gray-text);
    margin-bottom: var(--spacing-6);
}

.disclaimer-content p:last-child {
    margin-bottom: 0;
}

.disclaimer-content strong {
    color: var(--color-navy-dark);
}

/* =====================================================
   FOOTER
   ===================================================== */

.footer {
    background-color: var(--color-navy-dark);
    color: var(--color-cream);
    padding: var(--spacing-16) 0 var(--spacing-8);
}

.footer-grid {
    display: grid;
    gap: var(--spacing-8);
    margin-bottom: var(--spacing-12);
}

@media (min-width: 768px) {
    .footer-grid {
        grid-template-columns: 1.5fr 1fr 1fr 1fr 1fr 1fr 1.5fr;
        gap: var(--spacing-6);
    }
}

.footer-brand {
    margin-bottom: var(--spacing-4);
}

.footer-logo {
    display: inline-flex;
    align-items: center;
    line-height: 1;
    margin-bottom: var(--spacing-4);
}

.footer-tagline {
    font-size: var(--font-size-sm);
    color: var(--color-gray-text);
}

.footer-links h4 {
    font-size: var(--font-size-sm);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--color-gold);
    margin-bottom: var(--spacing-4);
}

.footer-links ul {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-3);
}

.footer-links a {
    font-size: var(--font-size-sm);
    color: var(--color-gray-300);
    transition: color var(--transition-fast);
}

.footer-links a:hover {
    color: var(--color-gold);
}

.footer-contact h4 {
    font-size: var(--font-size-sm);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--color-gold);
    margin-bottom: var(--spacing-4);
}

.footer-contact address {
    font-size: var(--font-size-sm);
    color: var(--color-gray-300);
}

.footer-contact address p {
    margin-bottom: var(--spacing-2);
}

.footer-contact a {
    color: var(--color-cream);
    text-decoration: underline;
    text-underline-offset: 2px;
}

.footer-contact a:hover {
    color: var(--color-gold);
}

.footer-bottom {
    padding-top: var(--spacing-8);
    border-top: 1px solid var(--color-navy-mid);
    text-align: center;
}

.copyright {
    font-size: var(--font-size-sm);
    color: var(--color-gray-300);
    margin-bottom: var(--spacing-4);
}

.footer-legal {
    font-size: var(--font-size-xs);
    color: var(--color-gray-text);
    max-width: 700px;
    margin: 0 auto;
    line-height: 1.6;
}

/* =====================================================
   MODAL
   ===================================================== */

.modal-overlay {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-color: rgba(10, 22, 40, 0.9);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 2000;
    opacity: 0;
    visibility: hidden;
    transition: opacity var(--transition-base), visibility var(--transition-base);
    padding: var(--spacing-4);
}

.modal-overlay.open {
    opacity: 1;
    visibility: visible;
}

.modal {
    background-color: var(--color-cream);
    width: 100%;
    max-width: 480px;
    max-height: 90vh;
    overflow-y: auto;
    position: relative;
    transform: translateY(20px) scale(0.98);
    transition: transform var(--transition-base), box-shadow var(--transition-base);
    border-radius: 16px;
    box-shadow: 0 25px 50px -12px rgba(10, 22, 40, 0.4);
}

.modal-overlay.open .modal {
    transform: translateY(0) scale(1);
}

.modal-close {
    position: absolute;
    top: var(--spacing-5);
    right: var(--spacing-5);
    width: 36px;
    height: 36px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--font-size-xl);
    color: var(--color-gray-text);
    transition: all var(--transition-fast);
    border-radius: 50%;
    background: var(--color-cream-dark);
}

.modal-close:hover {
    color: var(--color-navy-dark);
    background: var(--color-gold);
    transform: rotate(90deg);
}

.modal-header {
    padding: var(--spacing-10) var(--spacing-8) var(--spacing-6);
    text-align: center;
}

.modal-header h2 {
    font-size: var(--font-size-2xl);
    font-weight: 600;
    margin-bottom: var(--spacing-3);
    letter-spacing: -0.02em;
    color: var(--color-navy-dark);
}

.modal-header p {
    font-size: var(--font-size-sm);
    color: var(--color-gray-text);
    line-height: 1.6;
}

.modal-form {
    padding: var(--spacing-2) var(--spacing-8) var(--spacing-8);
    display: flex;
    flex-direction: column;
    gap: var(--spacing-5);
}

.modal-form .form-group {
    position: relative;
}

.modal-form .form-group label {
    display: block;
    font-size: var(--font-size-sm);
    font-weight: 500;
    color: var(--color-navy-dark);
    margin-bottom: var(--spacing-2);
    transition: color var(--transition-fast);
}

.modal-form .form-group input {
    width: 100%;
    padding: var(--spacing-4) var(--spacing-4);
    font-size: var(--font-size-base);
    background-color: var(--color-white);
    border: 2px solid transparent;
    border-radius: 10px;
    color: var(--color-navy-dark);
    transition: all var(--transition-fast);
}

.modal-form .form-group input::placeholder {
    color: var(--color-gray-text);
}

.modal-form .form-group input:hover {
    background-color: var(--color-cream-dark);
}

.modal-form .form-group input:focus {
    outline: none;
    background-color: var(--color-white);
    border-color: var(--color-gold);
    box-shadow: 0 0 0 4px rgba(196, 160, 82, 0.15);
}

.modal-form .form-group:focus-within label {
    color: var(--color-gold);
}

.required {
    color: var(--color-gray-text);
    font-weight: 400;
}

.form-hint {
    display: block;
    font-size: var(--font-size-xs);
    color: var(--color-gray-text);
    margin-top: var(--spacing-2);
}

.form-status {
    font-size: var(--font-size-sm);
    padding: var(--spacing-4);
    display: none;
    border-radius: 10px;
    text-align: center;
}

.form-status.success {
    display: block;
    background-color: var(--color-navy-dark);
    color: var(--color-cream);
}

.form-status.error {
    display: block;
    background-color: #fef2f2;
    color: #991b1b;
}

/* Submit button styles */
.modal-form .btn-full {
    width: 100%;
    padding: var(--spacing-4) var(--spacing-6);
    font-size: var(--font-size-base);
    font-weight: 600;
    border-radius: 10px;
    margin-top: var(--spacing-2);
    transition: all var(--transition-fast);
    position: relative;
    overflow: hidden;
}

.modal-form .btn-full:hover {
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(196, 160, 82, 0.3);
}

.modal-form .btn-full:active {
    transform: translateY(0);
}

/* =====================================================
   ANIMATIONS
   ===================================================== */

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(24px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.fade-in-up {
    animation: fadeInUp 0.6s ease both;
}

.scroll-animate {
    opacity: 0;
    will-change: opacity, transform;
}

/* =====================================================
   RESPONSIVE ADJUSTMENTS
   ===================================================== */

@media (max-width: 767px) {
    .hero {
        padding-top: calc(var(--header-height) + var(--spacing-12));
    }

    .strategies-grid .strategy-card {
        order: 1;
    }

    .strategies-grid .strategy-featured {
        order: 0;
    }
}

/* =====================================================
   LEGAL PAGES (Terms, Privacy)
   ===================================================== */

.page-header {
    background-color: var(--color-navy-dark);
    padding: calc(var(--header-height) + var(--spacing-16)) 0 var(--spacing-16);
    text-align: center;
}

.page-title {
    font-size: var(--font-size-4xl);
    font-weight: 300;
    color: var(--color-cream);
    margin-bottom: var(--spacing-4);
}

.page-subtitle {
    font-size: var(--font-size-base);
    color: var(--color-gray-300);
}

.legal-content {
    padding: var(--spacing-16) 0 var(--spacing-24);
    background-color: var(--color-cream);
}

.legal-body {
    max-width: 800px;
    margin: 0 auto;
}

.legal-body h2 {
    font-size: var(--font-size-xl);
    font-weight: 600;
    margin-top: var(--spacing-12);
    margin-bottom: var(--spacing-4);
    color: var(--color-navy-dark);
}

.legal-body h2:first-child {
    margin-top: 0;
}

.legal-body h3 {
    font-size: var(--font-size-lg);
    font-weight: 500;
    margin-top: var(--spacing-8);
    margin-bottom: var(--spacing-3);
    color: var(--color-navy-mid);
}

.legal-body p {
    font-size: var(--font-size-base);
    line-height: 1.8;
    color: var(--color-gray-text);
    margin-bottom: var(--spacing-4);
}

.legal-body ul {
    margin-bottom: var(--spacing-4);
    padding-left: var(--spacing-6);
}

.legal-body li {
    font-size: var(--font-size-base);
    line-height: 1.8;
    color: var(--color-gray-text);
    margin-bottom: var(--spacing-2);
    position: relative;
    list-style-type: disc;
}

.legal-body a {
    color: var(--color-gold);
    text-decoration: underline;
    text-underline-offset: 2px;
}

.legal-body a:hover {
    color: var(--color-gold-dark);
}

.legal-body strong {
    font-weight: 600;
    color: var(--color-navy-dark);
}

/* Wholesale Modal V2 Steps */
.modal__step--hidden {
    display: none !important;
}

/* =====================================================
   PATH SELECTION CARDS (Design 4 — Minimal Feature List)
   ===================================================== */

.path-cards {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
    padding: 0 var(--spacing-8) var(--spacing-8);
}

@media (max-width: 480px) {
    .path-cards {
        grid-template-columns: 1fr;
    }
}

.path-card {
    display: flex;
    flex-direction: column;
    padding: 0;
    background: var(--color-white);
    border: 1px solid var(--color-cream-dark);
    border-radius: 0;
    cursor: pointer;
    transition: all var(--transition-base);
    overflow: hidden;
    text-align: left;
}

.path-card:hover {
    border-color: var(--color-gold);
    box-shadow: 0 8px 24px rgba(10, 22, 40, 0.1);
    transform: translateY(-2px);
}

.path-card__header {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 20px 18px 16px;
    border-bottom: 1px solid var(--color-cream-dark);
}

.path-card__icon {
    width: 32px;
    height: 32px;
    min-width: 32px;
    color: var(--color-gold);
}

.path-card__icon svg {
    display: block;
    width: 32px;
    height: 32px;
}

.path-card__title {
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--color-navy-dark);
}

.path-card__features {
    padding: 16px 18px;
    flex: 1;
}

.path-card__feature {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    font-size: 0.72rem;
    color: var(--color-gray-text);
    line-height: 1.5;
    margin-bottom: 10px;
}

.path-card__feature:last-child {
    margin-bottom: 0;
}

.path-card__check {
    color: var(--color-gold);
    font-size: 0.75rem;
    margin-top: 1px;
    flex-shrink: 0;
}

.path-card__footer {
    padding: 16px 18px;
    border-top: 1px solid var(--color-cream-dark);
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.path-card__min {
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--color-navy-dark);
}

.path-card__cta {
    font-size: 0.7rem;
    font-weight: 600;
    color: var(--color-gold);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    transition: color var(--transition-fast);
}

.path-card:hover .path-card__cta {
    color: var(--color-gold-dark);
}

/* =====================================================
   CERTIFICATION CHECKBOXES
   ===================================================== */

.certify-box {
    background: var(--color-white);
    border: 1px solid var(--color-cream-dark);
    border-radius: 10px;
    padding: var(--spacing-5);
    margin-bottom: var(--spacing-4);
}

.certify-box__label {
    font-size: var(--font-size-sm);
    font-weight: 500;
    color: var(--color-navy-dark);
    margin-bottom: var(--spacing-4);
}

.certify-check {
    display: flex;
    align-items: flex-start;
    gap: var(--spacing-3);
    cursor: pointer;
    padding: var(--spacing-3) 0;
    font-size: var(--font-size-sm);
    color: var(--color-gray-500);
    line-height: 1.5;
}

.certify-check input[type="checkbox"] {
    width: 18px;
    height: 18px;
    min-width: 18px;
    margin-top: 2px;
    accent-color: var(--color-gold);
    cursor: pointer;
}

.certify-check strong {
    color: var(--color-navy-dark);
}

.certify-check--acknowledge {
    padding: var(--spacing-3) 0 var(--spacing-2);
}

/* =====================================================
   PATH BADGE
   ===================================================== */

.path-badge {
    display: inline-block;
    font-size: var(--font-size-xs);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    padding: var(--spacing-1) var(--spacing-3);
    border-radius: 4px;
    margin-top: var(--spacing-2);
}

.path-badge--onshore {
    background-color: var(--color-navy-dark);
    color: var(--color-gold);
}

.path-badge--offshore {
    background-color: var(--color-gold);
    color: var(--color-navy-dark);
}

/* =====================================================
   MODAL BACK BUTTON
   ===================================================== */

.modal-back {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-1);
    background: none;
    border: none;
    font-size: var(--font-size-sm);
    color: var(--color-gray-text);
    cursor: pointer;
    padding: 0;
    margin-bottom: var(--spacing-3);
    transition: color var(--transition-fast);
}

.modal-back:hover {
    color: var(--color-gold);
}

.modal__title {
    font-family: 'Inter', sans-serif;
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--color-navy-dark);
    padding: var(--spacing-8) var(--spacing-8) 0;
    margin-bottom: var(--spacing-2);
}

.modal__download-intro {
    margin-bottom: var(--spacing-4);
}

.modal__body {
    padding: 0 var(--spacing-8) var(--spacing-4);
}

.modal__body p {
    font-size: var(--font-size-sm);
    color: var(--color-gray-text);
    line-height: 1.7;
    margin-bottom: var(--spacing-4);
}

.modal__actions {
    padding: 0 var(--spacing-8) var(--spacing-8);
}

#wholesale-modal-v2 .modal__step .modal-header {
    padding-bottom: var(--spacing-4);
}

#wholesale-modal-v2 .modal-form {
    padding: 0 var(--spacing-8) var(--spacing-2);
}

#wholesale-modal-v2 .btn-full {
    margin: 0 var(--spacing-8) var(--spacing-8);
    width: calc(100% - var(--spacing-8) * 2);
}

#wholesale-modal-v2 .form-status {
    margin: var(--spacing-2) var(--spacing-8);
}

#wholesale-modal-v2 #modal-v2-code {
    background: var(--color-white);
    border: 2px solid transparent;
    border-radius: 10px;
    color: var(--color-navy-dark);
    font-family: 'Inter', sans-serif;
}

#wholesale-modal-v2 #modal-v2-code:focus {
    outline: none;
    border-color: var(--color-gold);
    box-shadow: 0 0 0 4px rgba(196, 160, 82, 0.15);
}

/* Modal Downloads & Video */
.modal__download-heading {
    font-size: var(--font-size-sm);
    font-weight: 600;
    color: var(--color-gray-text);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-top: var(--spacing-6);
    margin-bottom: var(--spacing-3);
}

.modal__download-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.modal__download-item {
    display: flex;
    align-items: center;
    gap: var(--spacing-3);
    padding: var(--spacing-3) 0;
    border-bottom: 1px solid var(--color-cream-dark);
}

.modal__download-item:last-child {
    border-bottom: none;
}

.modal__download-icon {
    width: 24px;
    height: 24px;
    flex-shrink: 0;
    color: var(--color-gold);
}

.modal__download-info {
    display: flex;
    flex-direction: column;
    gap: 0.125rem;
}

.modal__download-link {
    font-size: var(--font-size-sm);
    font-weight: 500;
    color: var(--color-navy-dark);
    text-decoration: none;
    transition: color var(--transition-fast);
}

.modal__download-link:hover {
    color: var(--color-gold);
}

.modal__download-meta {
    font-size: var(--font-size-xs);
    color: var(--color-gray-text);
}

.modal__video-wrapper {
    position: relative;
    border-radius: 10px;
    overflow: hidden;
    background: #000;
    margin-bottom: var(--spacing-2);
    user-select: none;
    -webkit-user-select: none;
    max-width: 100%;
}

.modal__video {
    display: block;
    width: 100%;
    max-height: 280px;
    object-fit: contain;
    border-radius: 10px;
    background: #000;
}

/* =====================================================
   PAGE HEADER (for sub-pages: about, strategy, etc.)
   ===================================================== */

.page-header {
    background-color: var(--color-navy-dark);
    padding: calc(var(--header-height) + var(--spacing-16)) var(--spacing-4) var(--spacing-16);
    text-align: center;
}

.page-title {
    font-size: var(--font-size-4xl);
    font-weight: 700;
    color: var(--color-white);
    margin-bottom: var(--spacing-4);
    letter-spacing: -0.02em;
}

.page-subtitle {
    font-size: var(--font-size-lg);
    color: var(--color-gray-300);
    max-width: 640px;
    margin: 0 auto;
    line-height: 1.7;
}

@media (min-width: 768px) {
    .page-header {
        padding: calc(var(--header-height) + var(--spacing-20)) var(--spacing-8) var(--spacing-20);
    }
    .page-title {
        font-size: var(--font-size-5xl);
    }
}

/* =====================================================
   LEGAL CONTENT (privacy, terms pages)
   ===================================================== */

.legal-content {
    padding: var(--spacing-16) 0;
    background-color: var(--color-cream);
}

.legal-body {
    max-width: 800px;
    margin: 0 auto;
    line-height: 1.8;
    color: var(--color-gray-500);
}

.legal-body h2 {
    font-size: var(--font-size-xl);
    font-weight: 600;
    color: var(--color-navy-dark);
    margin-top: var(--spacing-10);
    margin-bottom: var(--spacing-4);
}

.legal-body h3 {
    font-size: var(--font-size-lg);
    font-weight: 600;
    color: var(--color-navy-dark);
    margin-top: var(--spacing-8);
    margin-bottom: var(--spacing-3);
}

.legal-body p {
    margin-bottom: var(--spacing-4);
}

.legal-body ul {
    margin-bottom: var(--spacing-4);
    padding-left: var(--spacing-6);
}

.legal-body li {
    margin-bottom: var(--spacing-2);
}

.legal-body a {
    color: var(--color-gold);
    text-decoration: underline;
    transition: color var(--transition-fast);
}

.legal-body a:hover {
    color: var(--color-gold-light);
}

/* =====================================================
   COMPANY STORY SECTION
   ===================================================== */

.story-content {
    max-width: 800px;
    margin: 0 auto;
    text-align: center;
}

.story-content p {
    font-size: var(--font-size-lg);
    line-height: 1.8;
    color: var(--color-gray-500);
    margin-bottom: var(--spacing-6);
}

.story-divider {
    width: 60px;
    height: 2px;
    background-color: var(--color-gold);
    margin: var(--spacing-8) auto;
}

/* =====================================================
   TEAM GRID
   ===================================================== */

.team-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-8);
    max-width: 1000px;
    margin: 0 auto;
}

.team-member {
    background-color: var(--color-white);
    border-radius: 12px;
    padding: var(--spacing-8);
    text-align: center;
    box-shadow: var(--shadow-md);
    transition: transform var(--transition-base), box-shadow var(--transition-base);
}

.team-member:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-xl);
}

.team-member--featured {
    grid-column: 1 / -1;
    max-width: 600px;
    margin: 0 auto;
    width: 100%;
    border: 1px solid var(--color-gold);
}

.team-member__photo {
    width: 120px;
    height: 120px;
    border-radius: 50%;
    background-color: var(--color-navy-dark);
    margin: 0 auto var(--spacing-6);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-gold);
    font-size: var(--font-size-4xl);
    font-weight: 700;
    overflow: hidden;
}

.team-member__photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.team-member__name {
    font-size: var(--font-size-xl);
    font-weight: 700;
    color: var(--color-navy-dark);
    margin-bottom: var(--spacing-1);
}

.team-member__role {
    font-size: var(--font-size-sm);
    font-weight: 500;
    color: var(--color-gold);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: var(--spacing-4);
}

.team-member__bio {
    font-size: var(--font-size-sm);
    line-height: 1.7;
    color: var(--color-gray-text);
    margin-bottom: var(--spacing-4);
}

.team-member__credentials {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-2);
    justify-content: center;
}

.credential-tag {
    font-size: var(--font-size-xs);
    font-weight: 500;
    color: var(--color-navy-dark);
    background-color: var(--color-cream);
    padding: var(--spacing-1) var(--spacing-3);
    border-radius: 20px;
    letter-spacing: 0.02em;
}

@media (min-width: 768px) {
    .team-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .team-member--featured {
        grid-column: 1 / -1;
    }
}

@media (min-width: 1024px) {
    .team-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* =====================================================
   PERFORMANCE TABLE
   ===================================================== */

.perf-summary {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-4);
    margin-bottom: var(--spacing-12);
}

.perf-metric {
    background-color: var(--color-navy-mid);
    border-radius: 10px;
    padding: var(--spacing-6);
    text-align: center;
    border: 1px solid var(--color-navy-light);
}

.perf-metric__value {
    display: block;
    font-size: var(--font-size-3xl);
    font-weight: 700;
    color: var(--color-gold);
    margin-bottom: var(--spacing-2);
}

.perf-metric__label {
    display: block;
    font-size: var(--font-size-sm);
    color: var(--color-gray-300);
    letter-spacing: 0.02em;
}

@media (min-width: 768px) {
    .perf-summary {
        grid-template-columns: repeat(3, 1fr);
    }
}

@media (min-width: 1024px) {
    .perf-summary {
        grid-template-columns: repeat(6, 1fr);
    }
}

.perf-table-wrap {
    overflow-x: auto;
    border-radius: 10px;
    border: 1px solid var(--color-navy-light);
}

.perf-table {
    width: 100%;
    border-collapse: collapse;
    font-size: var(--font-size-sm);
    min-width: 600px;
}

.perf-table thead {
    background-color: var(--color-navy-dark);
}

.perf-table th {
    padding: var(--spacing-3) var(--spacing-4);
    text-align: center;
    font-weight: 600;
    color: var(--color-gold);
    font-size: var(--font-size-xs);
    text-transform: uppercase;
    letter-spacing: 0.06em;
    border-bottom: 2px solid var(--color-gold-dark);
}

.perf-table td {
    padding: var(--spacing-3) var(--spacing-4);
    text-align: center;
    color: var(--color-white);
    border-bottom: 1px solid var(--color-navy-light);
}

.perf-table tbody tr {
    background-color: var(--color-navy-mid);
    transition: background-color var(--transition-fast);
}

.perf-table tbody tr:hover {
    background-color: var(--color-navy-light);
}

.perf-table tbody tr:last-child {
    font-weight: 600;
    background-color: var(--color-navy-dark);
}

.perf-table td:first-child {
    text-align: left;
    font-weight: 500;
    color: var(--color-gray-300);
}

.perf-table .positive {
    color: #4ade80;
}

.perf-table .negative {
    color: #f87171;
}

.perf-table .neutral {
    color: var(--color-gray-300);
}

.perf-table__simulated td {
    opacity: 0.7;
    font-style: italic;
}

/* Benchmark comparison - see Strategy Highlights section below for styles */

/* =====================================================
   ARTICLE / BLOG CARDS
   ===================================================== */

.articles-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-6);
}

.article-card {
    display: block;
    background-color: var(--color-white);
    border-radius: 12px;
    padding: var(--spacing-8);
    box-shadow: var(--shadow-base);
    transition: transform var(--transition-base), box-shadow var(--transition-base);
    text-decoration: none;
    color: inherit;
    border: 1px solid transparent;
}

.article-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: var(--color-gold);
}

.article-tag {
    display: inline-block;
    font-size: var(--font-size-xs);
    font-weight: 600;
    color: var(--color-gold-dark);
    background-color: rgba(196, 160, 82, 0.1);
    padding: var(--spacing-1) var(--spacing-3);
    border-radius: 20px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    margin-bottom: var(--spacing-4);
}

.article-card h3 {
    font-size: var(--font-size-xl);
    font-weight: 600;
    color: var(--color-navy-dark);
    margin-bottom: var(--spacing-3);
    line-height: 1.4;
}

.article-card p {
    font-size: var(--font-size-sm);
    color: var(--color-gray-text);
    line-height: 1.7;
    margin-bottom: var(--spacing-4);
}

.article-meta {
    font-size: var(--font-size-xs);
    color: var(--color-gray-300);
    display: flex;
    align-items: center;
    gap: var(--spacing-3);
}

.article-meta span::before {
    content: '';
}

@media (min-width: 768px) {
    .articles-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (min-width: 1024px) {
    .articles-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* Article page content */
.article-content {
    max-width: 760px;
    margin: 0 auto;
    line-height: 1.8;
    color: var(--color-gray-500);
}

.article-content h2 {
    font-size: var(--font-size-2xl);
    font-weight: 600;
    color: var(--color-navy-dark);
    margin-top: var(--spacing-10);
    margin-bottom: var(--spacing-4);
}

.article-content h3 {
    font-size: var(--font-size-xl);
    font-weight: 600;
    color: var(--color-navy-dark);
    margin-top: var(--spacing-8);
    margin-bottom: var(--spacing-3);
}

.article-content p {
    margin-bottom: var(--spacing-4);
    font-size: var(--font-size-base);
}

.article-content ul,
.article-content ol {
    margin-bottom: var(--spacing-4);
    padding-left: var(--spacing-6);
}

.article-content li {
    margin-bottom: var(--spacing-2);
}

.article-content blockquote {
    border-left: 3px solid var(--color-gold);
    padding-left: var(--spacing-6);
    margin: var(--spacing-8) 0;
    font-style: italic;
    color: var(--color-gray-400);
}

.article-breadcrumb {
    font-size: var(--font-size-sm);
    color: var(--color-gray-300);
    margin-bottom: var(--spacing-8);
}

.article-breadcrumb a {
    color: var(--color-gold);
    text-decoration: none;
    transition: color var(--transition-fast);
}

.article-breadcrumb a:hover {
    color: var(--color-gold-light);
}

/* =====================================================
   NEWSLETTER / EMAIL CAPTURE
   ===================================================== */

.newsletter-banner {
    background-color: var(--color-navy-dark);
    border-radius: 12px;
    padding: var(--spacing-10) var(--spacing-8);
    text-align: center;
    margin-bottom: var(--spacing-10);
}

.newsletter-banner h3 {
    font-size: var(--font-size-2xl);
    font-weight: 600;
    color: var(--color-white);
    margin-bottom: var(--spacing-3);
}

.newsletter-banner p {
    font-size: var(--font-size-base);
    color: var(--color-gray-300);
    margin-bottom: var(--spacing-6);
    max-width: 480px;
    margin-left: auto;
    margin-right: auto;
}

.newsletter-form {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-3);
    max-width: 440px;
    margin: 0 auto;
}

.newsletter-form input[type="text"],
.newsletter-form input[type="email"] {
    flex: 1;
    padding: var(--spacing-3) var(--spacing-4);
    border: 1px solid var(--color-navy-light);
    border-radius: 8px;
    background-color: var(--color-navy-mid);
    color: var(--color-white);
    font-family: var(--font-family);
    font-size: var(--font-size-sm);
    outline: none;
    transition: border-color var(--transition-fast);
    -webkit-appearance: none;
    appearance: none;
}

.newsletter-form input[type="text"] {
    flex: none;
    width: 100%;
}

.newsletter-form input[type="text"]::placeholder,
.newsletter-form input[type="email"]::placeholder {
    color: var(--color-gray-400);
}

.newsletter-form input[type="text"]:focus,
.newsletter-form input[type="email"]:focus {
    border-color: var(--color-gold);
}

.newsletter-form button {
    padding: var(--spacing-3) var(--spacing-6);
    background-color: var(--color-gold);
    color: var(--color-navy-dark);
    border: none;
    border-radius: 8px;
    font-family: var(--font-family);
    font-size: var(--font-size-sm);
    font-weight: 600;
    cursor: pointer;
    transition: background-color var(--transition-fast);
    white-space: nowrap;
}

.newsletter-form button:hover {
    background-color: var(--color-gold-light);
}

.newsletter-form button:disabled {
    opacity: 0.6;
    cursor: not-allowed;
}

.newsletter-status {
    font-size: var(--font-size-sm);
    margin-top: var(--spacing-3);
    text-align: center;
}

.newsletter-status.success {
    color: #4ade80;
}

.newsletter-status.error {
    color: #f87171;
}

/* Hero newsletter variant */
.newsletter-hero {
    margin-top: var(--spacing-8);
}

.newsletter-hero p {
    font-size: var(--font-size-sm);
    color: var(--color-gray-300);
    margin-bottom: var(--spacing-3);
}

/* Footer newsletter */
.footer-newsletter {
}

.footer-newsletter h4 {
    font-size: var(--font-size-sm);
    font-weight: 600;
    color: var(--color-gold);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: var(--spacing-4);
}

.footer-newsletter p {
    font-size: var(--font-size-sm);
    color: var(--color-gray-300);
    margin-bottom: var(--spacing-4);
}

.footer-newsletter .newsletter-form {
    max-width: 100%;
    flex-direction: column;
    margin: 0;
}

.footer-newsletter .newsletter-form input[type="email"] {
    width: 100%;
    min-width: 0;
}

.footer-newsletter .newsletter-form button {
    padding: var(--spacing-2) var(--spacing-4);
    font-size: var(--font-size-xs);
}

@media (min-width: 768px) {
    .footer-newsletter {
        grid-column: auto;
    }
}

@media (max-width: 480px) {
    .newsletter-form {
        flex-direction: column;
    }
}

/* Floating newsletter bar */
.newsletter-floating {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background-color: var(--color-navy-dark);
    border-top: 1px solid var(--color-navy-light);
    padding: var(--spacing-4) var(--spacing-6);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-4);
    z-index: 999;
    transform: translateY(100%);
    transition: transform var(--transition-base);
    box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.3);
}

.newsletter-floating.visible {
    transform: translateY(0);
}

.newsletter-floating p {
    font-size: var(--font-size-sm);
    color: var(--color-white);
    margin: 0;
    white-space: nowrap;
}

.newsletter-floating .newsletter-form {
    max-width: 360px;
    margin: 0;
}

.newsletter-floating__close {
    background: none;
    border: none;
    color: var(--color-gray-300);
    font-size: var(--font-size-xl);
    cursor: pointer;
    padding: var(--spacing-1);
    line-height: 1;
    transition: color var(--transition-fast);
}

.newsletter-floating__close:hover {
    color: var(--color-white);
}

@media (max-width: 768px) {
    .newsletter-floating {
        flex-direction: column;
        gap: var(--spacing-3);
        padding: var(--spacing-4);
    }
    .newsletter-floating .newsletter-form {
        width: 100%;
        max-width: 100%;
    }
}

/* =====================================================
   INSIGHTS PAGE — FEATURED & RESOURCES
   ===================================================== */

.featured-article {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-8);
    align-items: center;
}

.featured-article__content {
    order: 2;
}

.featured-article__visual {
    order: 1;
    background: linear-gradient(135deg, var(--color-navy-mid) 0%, var(--color-navy-dark) 100%);
    border-radius: 12px;
    padding: var(--spacing-10);
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 280px;
    border: 1px solid var(--color-navy-light);
}

.featured-article__visual-inner {
    text-align: center;
    color: var(--color-gold);
}

.featured-article__visual-icon {
    width: 64px;
    height: 64px;
    margin: 0 auto var(--spacing-4);
    opacity: 0.8;
}

.featured-article__visual-label {
    font-size: var(--font-size-sm);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--color-gold);
}

.featured-article__tag {
    display: inline-block;
    font-size: var(--font-size-xs);
    font-weight: 700;
    color: var(--color-gold);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: var(--spacing-4);
}

.featured-article__title {
    font-size: var(--font-size-3xl);
    font-weight: 700;
    color: var(--color-navy-dark);
    line-height: 1.3;
    margin-bottom: var(--spacing-4);
}

.featured-article__excerpt {
    font-size: var(--font-size-base);
    color: var(--color-gray-text);
    line-height: 1.8;
    margin-bottom: var(--spacing-6);
}

.featured-article__link {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-2);
    font-size: var(--font-size-sm);
    font-weight: 600;
    color: var(--color-gold-dark);
    text-decoration: none;
    transition: color var(--transition-fast), gap var(--transition-fast);
}

.featured-article__link:hover {
    color: var(--color-gold);
    gap: var(--spacing-3);
}

@media (min-width: 768px) {
    .featured-article {
        grid-template-columns: 1fr 1fr;
    }
    .featured-article__content { order: 1; }
    .featured-article__visual { order: 2; }
    .featured-article__title {
        font-size: var(--font-size-4xl);
    }
}

/* Research pillars */
.research-pillars {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-6);
}

.research-pillar {
    text-align: center;
    padding: var(--spacing-8) var(--spacing-6);
    border: 1px solid var(--color-navy-light);
    border-radius: 12px;
    background: var(--color-navy-mid);
    transition: border-color var(--transition-base), transform var(--transition-base);
}

.research-pillar:hover {
    border-color: var(--color-gold);
    transform: translateY(-2px);
}

.research-pillar__icon {
    width: 48px;
    height: 48px;
    margin: 0 auto var(--spacing-4);
    color: var(--color-gold);
}

.research-pillar__title {
    font-size: var(--font-size-lg);
    font-weight: 600;
    color: var(--color-white);
    margin-bottom: var(--spacing-3);
}

.research-pillar__text {
    font-size: var(--font-size-sm);
    color: var(--color-gray-300);
    line-height: 1.7;
}

@media (min-width: 768px) {
    .research-pillars {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* Resources / Downloads */
.resources-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-4);
    max-width: 700px;
    margin: 0 auto;
}

.resource-item {
    display: flex;
    align-items: center;
    gap: var(--spacing-5);
    padding: var(--spacing-5) var(--spacing-6);
    background-color: var(--color-white);
    border-radius: 10px;
    border: 1px solid var(--color-cream-dark);
    text-decoration: none;
    color: inherit;
    transition: border-color var(--transition-base), box-shadow var(--transition-base);
}

.resource-item:hover {
    border-color: var(--color-gold);
    box-shadow: var(--shadow-md);
}

.resource-item__icon {
    width: 40px;
    height: 40px;
    flex-shrink: 0;
    color: var(--color-gold);
}

.resource-item__info {
    flex: 1;
}

.resource-item__title {
    font-size: var(--font-size-base);
    font-weight: 600;
    color: var(--color-navy-dark);
    margin-bottom: var(--spacing-1);
}

.resource-item__desc {
    font-size: var(--font-size-sm);
    color: var(--color-gray-text);
}

.resource-item__badge {
    font-size: var(--font-size-xs);
    font-weight: 600;
    color: var(--color-gold-dark);
    background-color: rgba(196, 160, 82, 0.1);
    padding: var(--spacing-1) var(--spacing-3);
    border-radius: 20px;
    white-space: nowrap;
}

/* Insights CTA section */
.insights-cta {
    background: linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy-mid) 50%, var(--color-navy-dark) 100%);
    padding: var(--spacing-20) var(--spacing-4);
    text-align: center;
    position: relative;
    overflow: hidden;
}

.insights-cta::before {
    content: '';
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(196, 160, 82, 0.06) 0%, transparent 70%);
    pointer-events: none;
}

.insights-cta__eyebrow {
    font-size: var(--font-size-xs);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: var(--color-gold);
    margin-bottom: var(--spacing-4);
    position: relative;
}

.insights-cta h2 {
    font-size: var(--font-size-4xl);
    font-weight: 700;
    color: var(--color-white);
    margin-bottom: var(--spacing-4);
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
    position: relative;
}

.insights-cta p {
    font-size: var(--font-size-lg);
    color: var(--color-gray-300);
    max-width: 540px;
    margin: 0 auto var(--spacing-10);
    line-height: 1.7;
    position: relative;
}

.insights-cta .newsletter-form {
    max-width: 480px;
    position: relative;
}

.insights-cta .newsletter-form input[type="email"] {
    padding: var(--spacing-4) var(--spacing-5);
    font-size: var(--font-size-base);
    border-radius: 10px;
}

.insights-cta .newsletter-form button {
    padding: var(--spacing-4) var(--spacing-8);
    font-size: var(--font-size-base);
    border-radius: 10px;
}

@media (min-width: 768px) {
    .insights-cta {
        padding: var(--spacing-24) var(--spacing-8);
    }
    .insights-cta h2 {
        font-size: var(--font-size-5xl);
    }
}

/* Section label */
.section-eyebrow {
    display: block;
    font-size: var(--font-size-xs);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: var(--color-gold);
    margin-bottom: var(--spacing-4);
    text-align: center;
}

/* =====================================================
   INVESTMENT TERMS TABLE
   ===================================================== */

.terms-table {
    width: 100%;
    max-width: 700px;
    margin: 0 auto;
    border-collapse: collapse;
}

.terms-table tr {
    border-bottom: 1px solid var(--color-cream-dark);
}

.terms-table th {
    text-align: left;
    padding: var(--spacing-4) var(--spacing-6);
    font-weight: 500;
    color: var(--color-gray-text);
    width: 40%;
    font-size: var(--font-size-sm);
}

.terms-table td {
    padding: var(--spacing-4) var(--spacing-6);
    font-weight: 600;
    color: var(--color-navy-dark);
    font-size: var(--font-size-sm);
}

/* =====================================================
   CTA BANNER
   ===================================================== */

.cta-banner {
    background-color: var(--color-navy-dark);
    padding: var(--spacing-16) var(--spacing-4);
    text-align: center;
}

.cta-banner.cta-banner--light {
    background-color: var(--color-cream);
}

.cta-banner h2 {
    font-size: var(--font-size-3xl);
    font-weight: 600;
    color: var(--color-white);
    margin-bottom: var(--spacing-4);
}

.cta-banner.cta-banner--light h2 {
    color: var(--color-navy-dark);
}

.cta-banner p {
    font-size: var(--font-size-base);
    color: var(--color-gray-300);
    margin-bottom: var(--spacing-8);
    max-width: 520px;
    margin-left: auto;
    margin-right: auto;
}

.cta-banner.cta-banner--light p {
    color: var(--color-gray-text);
}

.cta-banner .btn-group {
    display: flex;
    gap: var(--spacing-4);
    justify-content: center;
    flex-wrap: wrap;
}

/* =====================================================
   STRATEGY COMPONENTS GRID
   ===================================================== */

.strategy-components {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-6);
}

.strategy-component {
    background-color: var(--color-white);
    border-radius: 12px;
    padding: var(--spacing-8);
    box-shadow: var(--shadow-base);
    border-left: 3px solid var(--color-gold);
}

.strategy-component__number {
    font-size: var(--font-size-xs);
    font-weight: 700;
    color: var(--color-gold);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: var(--spacing-2);
}

.strategy-component h3 {
    font-size: var(--font-size-lg);
    font-weight: 600;
    color: var(--color-navy-dark);
    margin-bottom: var(--spacing-3);
}

.strategy-component p {
    font-size: var(--font-size-sm);
    color: var(--color-gray-text);
    line-height: 1.7;
}

@media (min-width: 768px) {
    .strategy-components {
        grid-template-columns: repeat(2, 1fr);
    }
}

/* =====================================================
   PERFORMANCE DISCLAIMER
   ===================================================== */

.perf-disclaimer {
    background-color: rgba(196, 160, 82, 0.08);
    border: 1px solid rgba(196, 160, 82, 0.2);
    border-radius: 10px;
    padding: var(--spacing-6);
    margin-top: var(--spacing-8);
}

.perf-disclaimer p {
    font-size: var(--font-size-xs);
    color: var(--color-gray-text);
    line-height: 1.7;
    margin-bottom: var(--spacing-2);
}

.perf-disclaimer p:last-child {
    margin-bottom: 0;
}

/* =====================================================
   STRATEGY HIGHLIGHTS (Performance page)
   ===================================================== */

.benchmark-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-6);
    margin-top: var(--spacing-10);
}

@media (min-width: 768px) {
    .benchmark-grid {
        grid-template-columns: 1fr 1fr;
    }
}

.benchmark-item {
    background: var(--color-white);
    border: 1px solid var(--color-cream-dark);
    border-radius: 8px;
    padding: var(--spacing-8);
    transition: border-color var(--transition-base), box-shadow var(--transition-base);
}

.benchmark-item:hover {
    border-color: var(--color-gold);
    box-shadow: var(--shadow-md);
}

.benchmark-item__name {
    font-size: var(--font-size-lg);
    font-weight: 600;
    color: var(--color-navy-dark);
    margin-bottom: var(--spacing-3);
}

.benchmark-item p {
    color: var(--color-gray-text);
    font-size: var(--font-size-sm);
    line-height: 1.7;
    margin: 0;
}

/* =====================================================
   FEATURED ARTICLE (Insights page)
   ===================================================== */

.featured-article {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-10);
    align-items: center;
    margin-top: var(--spacing-8);
}

@media (min-width: 768px) {
    .featured-article {
        grid-template-columns: 1fr 1fr;
    }
}

.featured-article__tag {
    display: inline-block;
    font-size: var(--font-size-xs);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--color-gold);
    margin-bottom: var(--spacing-4);
}

.featured-article__title {
    font-size: var(--font-size-3xl);
    font-weight: 700;
    color: var(--color-navy-dark);
    line-height: 1.2;
    margin-bottom: var(--spacing-6);
}

@media (min-width: 768px) {
    .featured-article__title {
        font-size: var(--font-size-4xl);
    }
}

.featured-article__excerpt {
    font-size: var(--font-size-base);
    color: var(--color-gray-text);
    line-height: 1.7;
    margin-bottom: var(--spacing-6);
}

.featured-article__link {
    font-size: var(--font-size-sm);
    font-weight: 500;
    color: var(--color-gray-text);
    transition: color var(--transition-fast);
}

.featured-article__link:hover {
    color: var(--color-gold);
}

.featured-article__visual {
    display: flex;
    align-items: center;
    justify-content: center;
}

.featured-article__visual-inner {
    width: 100%;
    aspect-ratio: 4 / 3;
    background: var(--color-navy-dark);
    border-radius: 12px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-4);
    position: relative;
    overflow: hidden;
}

.featured-article__visual-icon {
    width: 64px;
    height: 64px;
    color: var(--color-gold);
    opacity: 0.6;
}

.featured-article__visual-label {
    font-size: var(--font-size-xs);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--color-gold);
}

/* =====================================================
   SKELETON LOADING STATES
   ===================================================== */

@keyframes skeletonPulse {
    0%, 100% { opacity: 0.15; }
    50% { opacity: 0.3; }
}

.skeleton-text {
    display: inline-block;
    background: rgba(255, 255, 255, 0.12);
    border-radius: 4px;
    animation: skeletonPulse 1.5s ease-in-out infinite;
    min-height: 1em;
}

.skeleton-metric .perf-metric__value,
.skeleton-metric .perf-metric__label {
    background: rgba(255, 255, 255, 0.08);
    border-radius: 4px;
    animation: skeletonPulse 1.5s ease-in-out infinite;
    color: transparent;
}

.skeleton-row td {
    padding: var(--spacing-3) var(--spacing-2);
}

.skeleton-chart {
    width: 100%;
    height: 100%;
    background: rgba(255, 255, 255, 0.04);
    border-radius: 8px;
    animation: skeletonPulse 1.5s ease-in-out infinite;
}

/* =====================================================
   PERFORMANCE CHART
   ===================================================== */

.perf-chart-wrap {
    width: 100%;
    height: 360px;
    position: relative;
    border-radius: 8px;
    overflow: hidden;
    cursor: crosshair;
}

@media (min-width: 768px) {
    .perf-chart-wrap {
        height: 420px;
    }
}

/* =====================================================
   BREADCRUMBS (Legal pages)
   ===================================================== */

.breadcrumb {
    padding: var(--spacing-4) 0;
    font-size: var(--font-size-sm);
}

.breadcrumb a {
    color: var(--color-gray-300);
    transition: color var(--transition-fast);
}

.breadcrumb a:hover {
    color: var(--color-gold);
}

.breadcrumb .breadcrumb-sep {
    margin: 0 var(--spacing-2);
    color: var(--color-gray-500);
}

.breadcrumb .breadcrumb-current {
    color: var(--color-cream);
}

/* =====================================================
   SKIP TO CONTENT (Accessibility)
   ===================================================== */

.skip-link {
    position: absolute;
    top: -100%;
    left: var(--spacing-4);
    background: var(--color-gold);
    color: var(--color-navy-dark);
    padding: var(--spacing-3) var(--spacing-6);
    font-size: var(--font-size-sm);
    font-weight: 600;
    z-index: 9999;
    border-radius: 0 0 8px 8px;
    transition: top var(--transition-fast);
}

.skip-link:focus {
    top: 0;
}

/* =====================================================
   REDUCED MOTION
   ===================================================== */

@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }

    .scroll-animate {
        opacity: 1 !important;
    }

    .fade-in-up {
        animation: none !important;
        opacity: 1 !important;
        transform: none !important;
    }

    .skeleton-text,
    .skeleton-chart,
    .skeleton-metric .perf-metric__value,
    .skeleton-metric .perf-metric__label {
        animation: none;
        opacity: 0.2;
    }
}

/* Print Styles */
@media print {
    .header,
    .hero-scroll,
    .modal-overlay,
    .btn {
        display: none;
    }

    .section {
        padding: var(--spacing-8) 0;
    }

    body {
        color: #000;
        background: #fff;
    }
}